Kelly M. Phillips

Mortgage Executive Magazine honorably recognizes Kelly Phillips as one of the top 1% loan originators in America and as a leader in the Charleston market. Kelly is the preferred lender to over 50 local realtors within the Charleston market. Kelly brings with her over 16 years of trusted leadership in the mortgage community. Kelly’s expertise in VA Loans coupled with her profound relationships with Fannie Mae, Freddie Mac and Ginnie Mae has allowed her the opportunity to work with thousands of families across the LowCountry. Kelly credits her underwriting knowledge, high level of customer service, attention to detail and excellent communication skills to the success of her career. She is known in the industry for for her on time performances, seamless delivery of final loan clearing before schedule and packages to attorney’s offices 48 hours prior to closing.

In December 2017, Phillips accepted a branch manager position with Fairway Independent Mortgage Corporation. Fairway, recognized as one of the most successful mortgage companies in the nation, had a strong desire for expansion to the South Carolina market. Prior to joining Fairway, Phillips has served in partnership with two other nationally recognized companies through the endeavor of expansion to the Charleston market. Her LowCountry career began with Carolina One Mortgage where she served for 10 years as their Top Loan Officer. Phillips has also earned annual titles and recognition with loanDepot(2016-2017), Prospect Mortgage (2014-2016), and Integrity Mortgage (2002-04).

Kelly touts her professional style to “working outside of the box to create loan solutions to help people with their short-term, mid-term and long-term goals.” Her experienced, well trained and trusted staff is handpicked by Phillips herself. They are unparalled in customer service, time management and knowledge of products, services and guidelines. Phillips attributes her success to “providing seamless experiences for her customers and keeping current with guideline and regulatory changes.”

Phillips is a devoted wife and mother. Her family enjoys life in the Dunes West section of North Mount Pleasant. When she is not working, Kelly enjoys spending time with her family, camping, fishing, running and yoga.




Certified Mortgage Planning Specialist